Is Your iPhone Insurance Cover Worth a Criminal Record
The gap between iPhone theft and loss is one of growing concern for iPhone insurance providers and Police authorities likewise. Unfortunately, The majority of iPhone insurance companies do not provide full protection in the event that an iPhone is lost, so when a consumer finds themselves in the situation where they have missed placed their iPhone, many take the decision to claim that their iPhone has been stolen, simply so they can make a claim on their iPhone insurance policy.
Telling you insurance company that your iPhone has been stolen could be a real thorn in the side for the customer, who may think that no one would ever know about their manipulation of the truth. Unfortunately this may not be the case any more, as iPhone insurance providers are now actively trying to seek out customers who they believe may be making a false claim by stating that their iPhone has been stolen.
Bogus insurance claims are becoming increasingly easy for the modern and forward thinking insurance company to detect. By interviewing claimants verbally over the phone during the claims process, similar patterns of deception have become easily detectable. Fraudulent claims, such as declaring your iPhone stolen, when it was really lost, have reportedly cost the industry over a billion in revenue over the last few years.
Unfortunately, many people seem to be unaware that making a false claim on something as small as the insurance policy for an iPhone is classed as insurance fraud, which if convicted, could land you with a criminal conviction. Now that must be a real wake up call for the average man in the street, a criminal record can have all sorts of negative affects on your future, from job applications to being refused insurance in other areas, such as laptop insurance, automotive and even home insurance products.
You may believe that this is not really an issue as it is of to smaller value to investigate, well think again! iPhone insurance providers require a Police incident number before they will start to process your iPhone insurance claim. In order to get a Police incident number you will have to report your iPhone as stolen to the Police and make a statement to that effect, the Police are also actively getting involved with insurance fraud of this nature. So not only could you end up with a criminal conviction for insurance fraud, you could also add wasting police time or even attempting to pervert the course of justice, all because your iPhone cover did not cover you for loss!
Some simple advanced planning action you can take is to avoid getting involved in this situation in the fist place! When you purchase iPhone Insurance, select iPhone insurance that offers you protection in the event of you loosing your iPhone. Secondly, if you find out your iPhone insurance cover policy did not offer cover for loss, don’t go and take the risk a criminal record for such a small amount of cash!
